Protecting Your Business: Tailored Insurance Programs
Infinity Insurance Solutions understands that no two businesses are ever the same and no business has the same factors of risks. Our insured solutions are designed by insurance specialists who are dedicated to ensuring that your requirements are addressed through tailor-made coverage plans, whether it's public liability and property damage or any number of other forms of protection that enable you to do what you do growing your business.
Trust in us as your business insurance partner and ensure all business aspects are completely tension-free, secure, and operated smoothly. Whether you are seeking an SME Insurance Broker Australia or someone who can protect your business at any cost, do not wander or surf, just trust us!
Trusted Public Liability and Commercial Property Insurance Brokers
Infinity Insurance Solutions is a team of insurance specialists who understand the risks every business faces. We are dedicated to helping you understand the different options for coverage and tailoring a plan that meets your unique needs. Our goal is to provide comprehensive protection and peace of mind for you and your business.
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Property Damage
If you own property at your business location and seek protection against various perils like fire, water damage, flood, impact damage, and other covered incidents, the Property Damage Insurance provides comprehensive coverage. Notably, it excludes coverage for theft.
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Under the Property Damage Insurance, the following elements are covered:
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Buildings
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Fixtures & fittings
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Contents
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Stock
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Machinery
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Raw materials
Business Interruption
This insurance section covers lost Gross Profit, Gross Rent, and additional increased costs if your business faces interruption due to damages at your premises.
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Gross Profit or Gross Rentals
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Additional Increased Cost of Working
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Claim Preparation Costs
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Losses following damage at customers or suppliers premises
Money
Incidents such as break-ins, hold-ups, or theft of money in the absence of staff can be unfortunate. The Money section of the insurance specifically covers theft of money and negotiables by third parties from the business premises. Additionally, it provides coverage for money in transit to and from the bank or home. If you choose to take money away from the business premises, this insurance also extends coverage to protect the money at your home.
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Covers available:
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Money on the premises during business hours
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Money on the premises outside of business hours
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Money kept in a safe on the premises
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Money whilst in transit
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Money whilst kept at your private residence
Public Liability
Public liability insurance is a crucial protective measure for your business, offering a financial shield against the uncertainties of liability claims and enabling you to operate with confidence.
While not obligatory, public liability insurance is highly advisable, given the unforeseeable nature of accidents and the potentially significant expenses associated with legal disputes.
This insurance coverage acts as a safeguard for your business, shielding it from legal liability towards third parties, including clients, customers, and the public. It provides coverage for claims related to injuries, property damage, and even emotional distress or shock caused by your business. Embracing this precautionary step ensures that your business is well-insulated against unforeseen incidents and potential legal entanglements.
Machinery Breakdown
In the event of breakdowns in essential equipment and machinery, which have the potential to disrupt your production supply chain, this insurance section is designed to provide coverage. Notably excluding Property Damage risks, it includes protection for:
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Breakdown of mechanical, electrical, pressure, and electronic equipment.
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Deterioration of stock in chambers, whether refrigerated or under controlled atmosphere, following a breakdown.
The coverage for Deterioration of Stock is especially crucial for businesses dealing with a substantial value of temperature-controlled products or raw materials.​
It's important to emphasize that the breakdown cover is not intended as a maintenance solution but should be regarded as a supplement to a well-established risk management program.
Protect Your Assets With The Building Insurance Broker
The assets of the company would be better safeguarded by getting the appropriate type of insurance coverage. For this, Infinity Insurance Solutions, a reputed Commercial property insurance broker has various policies that are tailored to cover specific damage to property, theft, and machine breakdowns.
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Such all-inclusive options ensure that buildings, stock, and vital equipment in use are covered against unexpected occurrences so that you do not halt operations. But with our expertise, you can do it surely and be in control, manage the risks, and then protect what you have worked for.
​“Our happiness starts there, where your worry ends!”
